RESIDENTIAL FINANCE

Home energy upgrades.
More ways to pay.

Eligible homeowners can explore government-supported programs and ordinary third-party finance pathways for residential solar, battery and EV charging.

Combine finance with the current solar and battery rebates to reduce your overall cost.

NSW HOME ENERGY SAVER

NSW Home Energy Saver Program

Last updated: 28 August 2026 — read the full program guide.

Upgrade Your Home Energy System with Zero-Interest Finance

Tenet Tech is proud to support eligible NSW homeowners and landlords through the Home Energy Saver Program, helping households reduce energy bills, improve energy efficiency, and invest in a cleaner energy future.

NSW HOME ENERGY SAVER

NSW Home Energy Saver Program

PROGRAM BENEFITS

Support that makes energy upgrades more accessible

01Interest-Free Loans

Up to $15,000

02Government Discounts

Up to $4,000 (subject to eligibility)

03Flexible Repayment

Options to suit your situation

04Professional Installation

By accredited experts

A SMARTER HOME ENERGY FUTURE

Why upgrade?

The Home Energy Saver Program aims to:

Reduce household energy bills
Improve home energy efficiency
Lower greenhouse gas emissions
Support a more reliable electricity grid
Make energy-saving upgrades more affordable for NSW households

ONE TRUSTED INSTALLATION PARTNER

Services available through Tenet Tech

As an experienced renewable energy provider, Tenet Tech can assist with:

Solar PV Systems

Install a high-performance rooftop solar system to generate your own clean energy and reduce electricity costs.

Battery Storage Systems

Store excess solar energy and use it when you need it most, including during peak electricity pricing periods.

EV Chargers

Install a Level 2 EV charger at home for convenient and efficient electric vehicle charging.

Switchboard Upgrades

Upgrade your electrical switchboard to safely support solar, battery systems, EV chargers, and other modern appliances.

ELIGIBILITY AT A GLANCE

Who is eligible?

You may be eligible for a Home Energy Saver loan if:

Your property is located in NSW
You are an Australian citizen or permanent resident
You own the property (owner-occupier or landlord)
Your combined taxable household income is up to $210,000 per year
The upgrade is an approved energy-saving technology

Up to $4,000 — Additional discount eligibility

Some households may also qualify for a government discount of up to $4,000 if household income is up to $80,000 per year, or someone in the household holds an eligible concession card.

FROM QUOTE TO INSTALLATION

Simple application process

Step 1 — Request a Quote
Contact Tenet Tech for a free consultation and customised quote.
Step 2 — Apply for Finance
Submit your application with supporting documents, including proof of property ownership and household income information.
Step 3 — Loan Assessment
Your finance provider will review eligibility and serviceability requirements.
Step 4 — Accept Your Loan Agreement
Review and sign your finance agreement.
Step 5 — Installation
Our accredited installers complete the approved upgrade.
Step 6 — Loan Settlement & Repayments
After installation is completed and verified, the finance provider pays Tenet Tech directly and your repayment schedule begins.

THE TENET TECH DIFFERENCE

Why choose Tenet Tech?

✓ NETCC Compliant Provider

✓ Accredited Solar & Battery Installers

✓ High-Quality CEC Approved Products

✓ Professional System Design

✓ End-to-End Project Management

✓ Local NSW Support Team

✓ Residential & Investment Property Solutions

Get a free quote

FLEXIBLE SOLAR & BATTERY FINANCE

Finance Options for Eligible Australian Customers

If the NSW Home Energy Saver loan is unavailable or unsuitable for your circumstances, Tenet Tech can help you explore standard solar and battery finance through Plenti and Brighte.

Finance options may be available to eligible customers across Australia, subject to product availability, lender assessment and approval.

Compare Finance Options

Finance Product	Finance Amount	Repayment Term	Interest & Comparison Rate	Main Fees
Plenti Green Loan	$2,000 – $45,000	3 – 10 years	From 9.99% p.a. / 11.20% p.a.	$8.99 monthly fee; no early repayment fee
Plenti HEUF Discounted Green Loan	$2,000 – $50,000	3 – 15 years	Personalised discounted rate	No early repayment fee
Brighte 0% Interest Payment Plan	$1,000 – $60,000	6 months – 10 years	0% interest	$75 establishment; $2.30/week account-keeping
Brighte Green Loan	$2,000 – $60,000	2 – 10 years	From 9.49% p.a. / 10.98% p.a.	Est. fee from $199; $2.70/week; no early repayment
Brighte HEUF Discounted Green Loan	$2,000 – $60,000	2 – 10 years	7.99% p.a. fixed / 9.49% p.a.	Est. fee from $199; $2.70/week; no early repayment

Rates, fees and product information are current as at the dates published by the finance providers and may change.

Plenti Green Finance

Plenti offers finance designed for renewable energy and eligible energy-efficient home upgrades.

Plenti Standard Green Loan

The Plenti Green Loan may be used to finance approved renewable-energy projects, including solar and battery systems.

Key Features

Finance amounts from $2,000 to $45,000
Repayment terms from 3 to 10 years
Interest rates from 9.99% p.a.
Comparison rate of 11.20% p.a.
$8.99 monthly account fee
No early repayment fee
Personalised rate based on the applicant's circumstances
Paperless online application process

The final interest rate, repayment amount and applicable fees will be confirmed by Plenti if the application is approved.

Plenti HEUF Discounted Green Loan

Plenti's Household Energy Upgrades Fund finance provides discounted Green Loan rates for selected batteries and energy-efficient home upgrades.

Key Features

Finance amounts from $2,000 to $50,000
Repayment terms from 3 to 15 years
A discount of up to 2% p.a. from Plenti's standard Green Loan rate for eligible equipment
An additional discount of up to 1% p.a. may be available when joining an eligible Virtual Power Plant through GreenConnect
No additional repayment or early exit fees
Applications must be initiated through an accredited installer

Important HEUF Product Requirement

A standalone solar PV installation does not qualify for a Plenti HEUF rate discount. Solar may qualify when installed together with:

An eligible battery system; or
One or more other HEUF-eligible energy upgrades.

Eligibility criteria, approved products and additional GreenConnect terms apply.

Explore Plenti finance

Brighte Finance

Brighte offers several finance products for solar, battery storage and approved home energy upgrades.

Brighte 0% Interest Payment Plan

The Brighte 0% Interest Payment Plan allows eligible customers to spread the cost of approved solar, battery and home-improvement projects over fixed fortnightly repayments.

Key Features

Finance amounts from $1,000 to $60,000
Repayment terms from 6 months to 10 years
0% interest
Fortnightly repayments
$75 establishment fee, payable on the first repayment date
$2.30 weekly account-keeping fee included in repayments
$4.99 late-payment fee may apply, capped at $49.90 per year
No fee for early repayment

Important

The interest rate is 0%, but the payment plan is not fee-free. Customers should review the total amount payable before accepting the agreement.

Brighte Green Loan

The standard Brighte Green Loan may be used for solar panels, battery storage, inverters, solar and battery systems, off-grid systems, solar heating and cooling, and double-glazed windows and doors.

Key Features

Finance amounts from $2,000 to $60,000
Repayment terms from 2 to 10 years
Fixed interest rates from 9.49% p.a.
Comparison rate of 10.98% p.a.
Establishment fee starting from $199, added to the loan
$2.70 weekly account-keeping fee
No fee for early repayment
Late-payment and other fees may apply

The final interest rate, establishment fee and repayment amount will be confirmed following approval.

Brighte HEUF Discounted Green Loan

Brighte's HEUF Discounted Green Loan offers a reduced fixed interest rate for selected energy-efficient upgrades.

Key Features

Finance amounts from $2,000 to $60,000
Repayment terms from 2 to 10 years
7.99% p.a. fixed interest rate
9.49% p.a. comparison rate
Establishment fee starting from $199, added to the loan
$2.70 weekly account-keeping fee
No fee for early repayment

Eligible HEUF Upgrades May Include

Battery storage, solar and battery systems, hot-water heat pumps, double glazing, eligible non-ducted single-split air conditioners, EV chargers, and solar hot-water systems. Standalone solar is not currently listed as an eligible Brighte HEUF upgrade but may be financed through the standard Brighte Green Loan. Additional eligibility requirements apply, including owning or purchasing a home with a property value not exceeding $2.5 million.

Explore Brighte finance

General Eligibility

Eligibility varies between finance products. Applicants may be required to:

Be at least 18 years old
Be an Australian resident, citizen or permanent resident
Provide an Australian driver licence, passport or Medicare card
Provide a personal email address and Australian mobile number
Provide proof of income, bank statements or electricity bills if requested
Meet the lender's credit and serviceability requirements
Meet applicable homeownership, property-value and product requirements
Have the products installed by an approved or accredited installer

Meeting these requirements does not guarantee finance approval.

How Finance Works

Request a Quote
Tell Tenet Tech about your property, existing solar system and preferred battery capacity. We will prepare an itemised quotation for your proposed system.
Review the Available Finance Products
Tenet Tech can provide factual information about the finance products available for your installation. You decide which provider and product you wish to consider.
Submit Your Application
Complete your application directly with the finance provider. HEUF applications must be initiated through an approved or accredited installer.
Review the Finance Agreement
Before accepting finance, carefully check interest rate, comparison rate, repayment frequency, repayment term, establishment and account-keeping fees, total amount payable, late-payment fees, and early repayment conditions.
Arrange Installation
After the application has been approved and the finance agreement accepted, Tenet Tech will confirm the installation schedule. Repayments will commence in accordance with the selected provider's finance agreement.

Get a personalised quote

Important Finance Information

Tenet Tech is not the lender and does not make finance approval decisions. Information on this page is general information only and does not constitute personal financial or credit advice. This information is not an offer, quote or approval of finance.

All finance applications are subject to:

Eligibility criteria
Credit and serviceability assessment
Lender approval
Product availability
Terms and conditions
Fees and charges

Interest rates, comparison rates, finance limits, repayment terms, eligible products and fees may change without notice. Customers should review the finance provider's current product information, Target Market Determination and credit agreement before applying for or accepting finance.

Comparison Rate Warning

The comparison rates shown apply only to the representative examples specified by the relevant finance providers. Plenti's comparison rate is based on an unsecured loan of $30,000 repaid over 60 months. Brighte's comparison rates are based on an unsecured loan of $30,000 over five years with fortnightly repayments. Different finance amounts, repayment terms, fees or other circumstances may result in different comparison rates and total repayment amounts.

Plenti finance is provided by Plenti Finance Pty Limited, ABN 82 636 759 861, Australian Credit Licence 569622. Brighte finance is provided by Brighte Capital Pty Limited, ABN 74 609 165 906, Australian Credit Licence 508217.

Frequently Asked Questions

What is the NSW Home Energy Saver Program?

A program offering eligible NSW homeowners and landlords interest-free loans of up to $15,000, plus government discounts of up to $4,000, for approved home energy upgrades.

Am I eligible for the NSW Home Energy Saver Program?

You may be eligible if your property is in NSW, you're an Australian citizen or permanent resident, you own the property as an owner-occupier or landlord, your combined taxable household income is up to $210,000 per year, and the upgrade is an approved energy-saving technology.

Can I get the extra $4,000 discount?

Households with taxable income up to $80,000 per year, or where someone in the household holds an eligible concession card, may qualify for an additional discount of up to $4,000.

What can the Home Energy Saver loan be used for?

Solar PV systems, battery storage systems, EV chargers, and switchboard upgrades needed to support them.

Home energy upgrades.More ways to pay.

NSW Home Energy Saver Program

Finance Options for Eligible Australian Customers

Frequently Asked Questions

Home energy upgrades.
More ways to pay.